XmeleeLabs

Our Products

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NowCapital.ca

Free & Anonymous Canadian Retirement Planning. Our first release is a prime example of our commitment in action—offering sophisticated financial tools in a low-cost, user-focused design.


Visit Web App →

NowCapital Mobile

Experience the power of NowCapital on the go. Available for Android devices.


Get it on Google Play →

MCP Server

Connects AI agents to our calculation engine, enabling them to perform precise retirement planning and simulate complex financial scenarios instantly.


View on GitHub →

A Note From The Developer

I built NowCapital because I was frustrated with the generic retirement calculators available online. They were either too simple (ignoring Canadian tax nuances like OAS clawbacks and RRSP meltdowns) or required me to hand over my personal data to a bank.


I built this tool to plan my own retirement.


After running thousands of scenarios and fine-tuning the tax logic, this calculator gave me the confidence to announce my retirement in December 2025. I am sharing it for free because I believe every Canadian deserves unbiased, private access to their own financial truth.

See It In Action

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Latest Updates

January 20, 2026

NowCapital Release v1.2.5

  • 2026 Tax Updates: Updated tax brackets and rates for all Canadian provinces and territories.
  • MCP Server Integration: Native support for the new Model Context Protocol, allowing AI agents to run simulations.